Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the Fidelity Heritage Union website and services. This is a general draft template provided for informational purposes and should be reviewed and adapted to reflect your specific business practices and applicable law before use.
Last updated: [insert date]
1. Acceptance of Terms
By accessing or using the Fidelity Heritage Union website, requesting a demo, or engaging with any materials or services we make available (collectively, the "Services"), you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Services.
2. Description of Services
Fidelity Heritage Union provides predictive data analysis and informational support intended to assist independent workers in understanding and managing variable income and capital allocation decisions. The Services are provided for general informational purposes only and do not constitute financial, tax, legal, or investment advice.
3. Eligibility
You must be at least 18 years of age and have the legal capacity to enter into a binding agreement to use the Services. By using the Services, you represent and warrant that you meet these requirements.
4. Account Registration and Demo Requests
Where you request a demo or provide information through our forms, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of any credentials associated with your interactions with us and for all activity that occurs under your submitted details.
5. Acceptable Use
You agree not to use the Services in any manner that:
- Violates any applicable law, regulation, or third-party right;
- Involves the transmission of harmful, fraudulent, or misleading content;
- Attempts to interfere with, disrupt, or gain unauthorized access to our systems or data;
- Reproduces, resells, or exploits any portion of the Services without our prior written consent;
- Involves reverse engineering or extracting the underlying methodology of our analytical outputs.
6. No Financial Advice
Any analysis, forecast, report, or output provided through the Services is generated for informational purposes only and should not be relied upon as the sole basis for any financial, business, or capital allocation decision. You are solely responsible for evaluating the suitability of any decision made in connection with information obtained from Fidelity Heritage Union, and we recommend consulting a qualified professional advisor before acting on any such information.
7. Intellectual Property
All content, design elements, software, methodologies, and materials made available through the Services are the property of Fidelity Heritage Union or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any right, title, or interest in such materials except a limited, non-exclusive, non-transferable license to access the Services for their intended purpose.
8. Third-Party Links and Services
The Services may contain links to third-party websites or reference third-party tools. Fidelity Heritage Union does not control and is not responsible for the content, accuracy, or practices of any third party, and inclusion of any link does not imply endorsement.
9. Disclaimers
The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy of outputs. Fidelity Heritage Union does not warrant that the Services will be uninterrupted, error-free, or free of harmful components.
10. Limitation of Liability
To the maximum extent permitted by applicable law, Fidelity Heritage Union, its affiliates, and personnel shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising out of or related to your use of, or inability to use, the Services, even if advised of the possibility of such damages.
11. Indemnification
You agree to indemnify and hold harmless Fidelity Heritage Union and its affiliates from any claims, damages, liabilities, and expenses arising out of your use of the Services, your violation of these Terms, or your violation of any rights of a third party.
12. Termination
We reserve the right to suspend or terminate your access to the Services at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties.
13. Changes to the Services and Terms
We may modify, suspend, or discontinue any part of the Services at any time. We may also update these Terms from time to time; material changes will be reflected by updating the "Last updated" date above. Continued use of the Services after changes take effect constitutes acceptance of the revised Terms.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the applicable jurisdiction in which Fidelity Heritage Union operates, without regard to conflict-of-law principles. [This section should be updated with the specific governing jurisdiction relevant to your business.]
15. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
16. Contact
Questions about these Terms should be directed through the contact channels made available on our website.
This page is a general template and is not a substitute for legal advice. Fidelity Heritage Union recommends consulting a qualified legal professional to ensure these Terms are accurate, complete, and compliant with applicable law before publication.